Pay in 3 is a Klarna credit product that splits the cost of your order into 3 equal, interest-free payments.
When you pay
Klarna takes each payment automatically from your debit or credit card:
- First payment: when you place your order
- Second payment: 30 days after your purchase
- Final payment: 60 days after your purchase
You can see your past and upcoming payments in the Klarna app.
Who can use it
You need to be 18 or over and live in the UK to use Klarna’s credit products, including Pay in 3. When you choose Klarna at checkout, Klarna will check the information you give and your financial situation.
For more details, see how Klarna works.